Monday, October 31, 2011

Did You Hear About Car Transport Insurance?

It is essential to have adequate car insurance, but many people do not realize that insurance can be bought for cover during auto shipping. There are always unexpected risks when delivering vehicles and auto shipping companies are aware of this. To avoid the extra charges of repairs to damage picked up along the journey; double-check all of the Car Transport company's policies on damages.

The vehicles are normally covered by the auto transport companies themselves, should any scratches or dents occur on the delivery trip. Be aware of the caveats when dealing with auto transport insurance. This is a finicky aspect of auto transport, so below are a few useful tips to bear in mind.

After writing up a list of potential auto shipping companies, check that all of them have valid insurance certificates. Keep in mind that this is required by law and as such, all legit companies should be willing to present their insurance proof. Don’t hesitate to ask questions on their policies such as the extent of coverage, the vehicle parts they can cover and if they require that you pay a deductible.

Make sure that any assurances or promises from the company will be documented. The minor details are important, so make sure to get specifics from your agent. A good query would be about the need to notify the transport company when your vehicle is in transit.

Your belongings cannot stay in the car during the trip so take them out before surrendering your keys. This is important since transport companies will not cover your belongings inside the car if they end up broken or damaged. The extra weight could damage the car’s exhaust system while the objects inside may cause damage to the interiors.

Company insurance will not pay for such damages. There are a few other tips for packing your car so that such damage can be avoided. A company inspector will examine your car for any signs of damage as soon as you drop it off.

During car examination, make sure to be there. Remember to take a picture of your car before you transport it so that you have evidence in case of new damage. Yet another inspector will go over your car and look for any new damage that took place during transport once it reaches your new place.

Document any new damage that has been inflicted on your vehicle during its journey on the condition report. The only way to make sure that there is no mechanical damage is to start the car. It is useful to have a camera with you should something have happened.

If you find out damage to your vehicle during car transport, make particular notes on the Bill of Lading. It is vital that the driver counter-signs this document before you contact the company. Some damage will not be visible at night, so keep your flashlight close by.

In terms of auto transport, businesses are judged by the quality of their customer support. In order to improve transport standards, poor service should be brought to the attention of an organization like Better Business Bureau via a formal complaint. If you follow our guidelines and maintain a sense of caution and preparation, car transport insurance becomes a pleasure.